Security Benefit Corp., an industry consultant, said a large percentage of districts were still feverishly working to get into compliance in the past few weeks.

Here are nine questions teachers should ask of their administrators regarding the changes that became effective Jan. 1:

1. What has the administration done to prepare for the Jan. 1 compliance deadline?

2. How have the administration and teachers' associations worked together on this issue?

3. Was our plan compliant by the IRS deadline? If not, what impact does that have on me and my retirement assets?

4. What changes should I expect and when will I get more information?

5. Will our plan have the same providers? If not, who are the new providers?

6. Do I have to transfer my current assets to a new provider?

7. What are the fees and expenses of the new providers?

8. Who will help me in making these changes and what kind of service can I expect?

9. How should I decide which provider to select?

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Source: Security Benefit Corp.