Could you save $5 a week? Sometimes, starting out small is the surest path to success. The financial-planning area on About.com suggests modest steps that will redirect your spending and move you toward the most basic concept in financial planning - budgeting. After learning to budget, you can step up to organizing your finances, then work on improving your credit score and setting other goals. http://financialplan.about.com.  

You can learn a lot about financial planning by scanning financial-planning.com, a site for professional planners who advise clients on how to save and what to do with their money. There are wide-ranging alerts on investment ideas, and even insights into the world of professional advice-givers, who must now be attuned to the art of getting and keeping customers by the savvy use of social media. http://www.financial-planning.com. 

Do you need to hire a financial planner? The Certified Financial Planner Board of Standards thinks so, of course. If you do, the board's website explains what the process should look like when you are dealing with a professional, including your rights as a client. And even if you don't, reviewing it explains processes that may help you formulate your own plan. http://is.gd/uQo7tW  

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